Why Drivers Should Carry Uninsured and Underinsured Motorist Coverage

Posted By Joey Gilbert Law || 31-May-2016

Following a vehicle accident, individuals involved may experience high levels of stress, anxiety, and worry due to concerns regarding insurance coverage, medical costs, and other expenses. Thankfully, in the state of Nevada, drivers are required to carry various insurance levels in case they are involved in or cause a car accident.

Below is a list of the minimum amount of insurance levels each person is required to carry:

  • $15,000 per person bodily injury
  • $30,000 per accident for bodily injury
  • 10,000 per accident for property damage

Still, Nevada roads are plagued by uninsured drivers and insured drivers who carry only the minimum $15,000 bodily injury limits. Unfortunately, this leaves many innocent car accident victims at stake for facing heavy out-of-pocket expenses following serious vehicle collisions. In fact, many personal injury lawyers report that they represent many people whose lives are forever destroyed by drunk, uninsured/underinsured drivers with no or insufficient insurance to cover their medical bills or to compensate them for the pain and suffering they must endure for the rest of their lives.

How Motorists Can Protect Themselves from Uninsured or Underinsured Drivers

Although Nevada laws require drivers to carry minimum amount of insurance, many do not abide by these guidelines, putting others at serious risk for financial troubles following accidents. For this reason, it is wise for motorists to protect themselves, in advance, in case they are involved in vehicle collisions. To do so, drivers should consider the following steps our Reno car accident lawyers have listed below:

  1. Speak with an insurance agent to be sure you are carrying underinsurance/uninsured motorist coverage.
  2. Be sure to carry coverage in significant amounts (We suggest carrying coverage worth $100,000 or more).
  3. If an uninsured or underinsured driver causes your accident, contact legal representation from our team right away.

Joey Gilbert Law is Here for You!

If you were involved in a car accident that was caused by an underinsured or uninsured driver, get in touch with our Reno car accident attorneys at Joey Gilbert Law right away. At our firm, our legal team can defend your rights by building a strong defense for you. When you choose to work with our team, we will examine all the details of your case and determine which legal approaches can help you obtain maximum monetary compensation for any physical harms, emotional distresses, lost wages, and medical expenses you may face as a result. For the best chances of securing financial compensation, contact Joey Gilbert Law immediately following your vehicle collision. Our legal team can stand by your side.

Discuss your case today with a Reno car accident lawyer by calling our firm or filling out a risk-free case evaluation online!

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